Are you intending to purchase a home, vehicle, or need to put resources into your business. HDFC Bank assists you with accomplishing your objectives with a Personal Loan.
Personal Loan Features & Benefits
- Low-loan fees
- Flexible tenures and repayment options
- Insignificant documentation & Speedy approval
- Security free
Personal Loan assets can be utilized for any reason this is the greatest advantage of this Loan.
- Utilized in wedding
- Occasion trip
- Business speculation
- Home development and redesign
- Buying a vehicle
HDFC Bank Various Personal Loans
HDFC Bank offer various type of personal Loan as below defined:-
- Personal Loan for Marriage:- Wedding implies the tall costs of adornments, visitor welcome and numerous customs. To guarantee the wedding occurs with brilliance and allure, HDFC bank offers Personal Loans to get it going! You can pick the Loan sum as per your requirements and inclination.
- Personal Loan for Travel:- Do you need to travel all around the India however unfit to manage the cost of it because of inadequate cash. Presently HDFC Bank is giving Personal Loan to venture out motivations to satisfy your longing.
- Personal Loan for Home Renovation:- Generally, property holders generally need to give another look to their homes with bright surfaces and plans. Things won’t occur until you burn through cash over it, HDFC Personal Loan for home redesign Loan remains here to monetarily uphold you. Apply and get Loan in a split second with no intricacy.
- Personal Loan for Students: – Are you making arrangements for higher investigations whether inside India or abroad, Higher examinations require higher assets where not every person can manage. Concerning their premium HDFC Bank is offering Personal Loan for understudies at serious financing costs to supporting them to proceed with their investigations.
HDFC Personal Loan Interest Rates, Processing Fees & Tenure
|Processing Fees||0.6% to 1.5%|
|Foreclosure charges||0% to 2%|
|Interest rate||6.70% p.a. onwards|
|Loan amount||Based on customer profile|
|Maximum tenure||35 years|
HDFC Personal Loan Type Of Other Charges
|Check Dishonor Charges||300|
|List Of Documents||Up to 500|
|Photocopy Of Documents||Up to 500|
|PDC Swap||Up to 500|
|Disbursement Cheque Cancellation Charge Post Disbursement||Up to 500|
HDFC Personal Loan Eligibility Criteria
HDFC Bank Personal Loan Eligibility that you are skilled for Loan sum or not. To check your qualification on Personal Loan use HDFC Bank Personal Loan adding machine.
- Candidate should be an inhabitant of India
- Candidate age ought to be in the middle of 18 to 65 years
- Candidate should have a normal kind of revenue may be salaried or independently employed (salaried people required most recent 3 months’ Salary Slips and, Bank Statements of a half year and Self-Employed Individuals required a most recent 1-year Bank articulation for the two investment funds and current record.)
HDFC Bank Documents Required KYC documents- Identity & Address proof
Proof of Identity:-
Both salaried as well as independently employed need to give any of the accompanying as character evidence.
- PAN Card
- Aadhaar Card
- Driving License
- Election/ Voter ID Card
Proof of Residence:
You can attach any one of the following documents as an address proof:
- PAN Card
- Aadhaar Card
- Driving License
- Election/ Voter’s ID Card
- Property/ Municipal Tax receipt
- Electricity bill, telephone bill, piped gas bill, water bill, post-paid mobile phone bill etc.
- Applicant should require last 3-month payslip.
- Applicant should have Bank statement of last 6 months.
- Salaried Individuals: salaried individuals required last 3 month’s Salary Slips and, Bank Statements of 6 months.
- Self Employed Individuals: Self-employed individuals required a last 1-year Bank statement for both savings and current account.
How to apply for HDFC Personal Loan Online?
When you checked your qualification and EMI sum by utilizing the HDFC Bank Personal Loan number cruncher, you can apply for a Personal Loan online from the solace of your parlor without any problem.
- Visit to the site of HDFC Bank and pick Personal Loan to fill application structure by giving required subtleties.
- Whenever you have finished with accommodation, in the wake of evaluating your Loan application, on the off chance that your measures match, just HDFC Bank accomplice will reach you.
- Give your last affirmation to continue further, you will be expected to present your given subtleties of records. It’s relying upon you whether you need to share printed versions or delicate duplicates of reports.
- On the off chance that you meet the standards, you will be given an affirmation letter and you want to consent to a Loan arrangement with HDFC Bank, Loan sum will be credited to your record inside same day.
HDFC Personal Loan FAQ
HDFC Bank asking for collateral or security to approve Personal Loan?
No, Personal Loans are Unsecured Loans. You don’t have to give any insurance or security to HDFC Bank for a Personal advance.
What amount of time will HDFC Bank require to deal with my Personal Loan application?
HDFC Bank Personal Loans are handled inside one day or 24 hours for qualified candidates.
Do I should be a current client of HDFC Bank to get their Personal Loan?
No, it’s not important to be a current client of HDFC however Banks give inclination to a current clients. For new clients, the Bank will really take a look at your monetary record, any new credit exchanges, and your normal monetary status.
The amount Personal Loan sum would I be able to profit from HDFC Bank?
You can profit a Personal Loan from HDFC Bank up to Rs. 40 lacs, however this would be founded on your pay status.
What is the current financing costs of HDFC Personal Loan?
Current HDFC Bank HDFC Personal Loan Login Personal Loan Interest Rate beginning @ 10.25% onwards.
How to pay HDFC Personal Loan EMI on the web?
You can pay Emi online through Paytm, google pay, telephone pay or some other internet based cash exchange application.
- Visit the HDFC Loan installment page on Paytm, google pay, or some other exchange stage.
- Enter your Loan Account Number.
- Click on ‘Get Payable Amount’
- Actually look at your payable sum and pick the installment strategy for your inclination and continue to make the installment
- After installment you finished with it.
How to actually take a look at Status of HDFC Personal Loan?
To check status of HDFC individual credit, borrowers need to visit official site, select the item, presently click on target application to know individual advance application status.
HDFC Personal Loan Customer Care number
If, you have any inquiry you can associate with HDFC Personal Loan Customer Care through after ways:
- HDFC Bank Customer Toll Free Number: 1800 258 3838 (open from 8 a.m. to 8 p.m. on throughout the days).
- You can straightforwardly visit HDFC Site and fill fundamental subtleties to proceed with online talk.
- You can likewise send fast SMS to HDFCHOME to 56767.
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